average 30‑year fixed rate recently hit 5.99%, matching its lowest point in more than two years. This shift is already…
Will Mortgage Rates finally drop enough for prospective buyers in 2026? If you’ve been waiting to buy a home, you…
The world of mortgage interest rates can feel like a constantly shifting landscape, and right now, there are a few…
What That Means For Santa Barbara Federal Reserve Chair Jerome Powell’s recent speech at Jackson Hole sent ripples through financial…
As the sun blazes over the Pacific and the scent of Fiesta confetti still lingers in the air, Santa Barbara’s…
The Financial Times / Meredith Whitney reported that Freddie Mac wants to enter the secondary home equity loan market in…
In 1971, the interest rate for a mortgage was 7.33%. If you waited for interest rates to go down, you…
The Santa Barbara Real Estate market continued to reflect trends that have been with us all year: relatively few homes…
Would you like a 3% Mortgage Rate? An Assumable Loan might be something to consider. Assumable loans are loans where…
In the movie The Big Short there was a scene in which a stripper bought multiple investment condos. She was…