Mortgage Information

What You Should Know About Interest Rates

In 1971, the interest rate for a mortgage was 7.33%. If you waited for interest rates to go down, you wouldn’t have purchased a home until 1993. You would have rented for 22 years waiting for rates to go down, meanwhile the value of real estate quadrupled. Don’t wait to buy real estate. Buy real estate and wait. Marry the house, date the rate.

November 18, 2023, the current average 30-year fixed mortgage interest rate is 7.69%, down 18 basis points from a week ago. If you’re looking to refinance your current mortgage, today’s average 30-year fixed refinance interest rate is 7.78%, down 22 basis points compared to this time last week. In addition, today’s average 15-year fixed refinance interest rate is 7.00%, falling 18 basis points from a week ago. It’s a challenging market for borrowers, and we’re here to help. Feel free to reach out to us and we can direct you to a reputable lender or mortgage broker.

Click on the image below for more Mortgage Rate information.

Mark Danforth Lomas

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