Good news! The Wall Street Journal reported that slowing inflation caused Federal Reserve Chair Jerome Powell to pivot away from raising interest rates and toward planning when rates might be lowered. The U.S. economic outlook has brightened in recent months because inflation and wage growth are slowing. A healed supply chain and an influx of workers to the labor force are curbing wage and price increases without causing broad economic weakness.

Santa Barbara Real Estate Market Trends and Statistics

December 15, 2023, the current average 30-year fixed mortgage interest rate is 7.21%, down 20 basis points over the last week. For homeowners looking to refinance, the national 30-year refinance interest rate is 7.30%, down 22 basis points over the last week. Meanwhile, today’s current average 15-year fixed refinance interest rate is 6.41%, decreasing 16 basis points over the last seven days. Click on the image below for more information.

MORTGAGE RATES NOVEMBER 15, 2023

The source for the statistics here is Fidelity Title Company of southern Santa Barbara.
The information here is deemed reliable but not guaranteed.

Mark Danforth Lomas

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